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I will never deal with anyone who claims something to be risk-free. Be it investing in a business, stock, buying an insurance plan... Be it a property, a bond; be it government based retirement funds like CPF in Singapore, EPF in Malaysia... Anyone who claims Zero risk is simply not

A very common example to demonstrate the power of compounding is through a question like this: Which do you choose? A) Get $10,000 each day for 30 days B) Get $0.01 on the first day, $0.02 on the second day, $0.04 on the third day, $0.

哆啦A梦里有这么一则故事： 哆啦A梦拿出了一个银行，说把钱存里面，利息每小时10% 大雄说：那一个小时后，我的十日元才变成11日元,那真无聊。 哆啦A梦说：你可别小看一个小时10%！你知道吗？你的十日元放在银行里面一个星期，就会累积成八千九百多万！ 大雄很惊讶，可惊讶的不止是大雄，我也感到很不可思议。 为了求证，我在计算机上按着 10乘以1.1 然后按168次‘等于’ 重复了好几次，直到我确认了哆啦A梦没有算错。。。 8岁的我第一次体会到复利的威力。。。

My favourite story from Doraemon was a story about a Bank introduced to Nobita, Doraemon said the interest is 10% per hour. If Nobita saves 10 yen and leave it for a week, 10 yen becomes 89million. My little brain of a 8 year old could not get my head